What do we Know about Sales Staff Behavior? A Technical Guide for Mystery Shopping in Retail Finance
The shift towards suitability frameworks for consumer protection in India is a bold and important enhancement of existing financial consumer protection efforts.
Stress Testing Credit Risk of Indian Banks
In the aftermath of the Global Financial Crisis, RBI took a major leap forward and set up a new Financial Stability Unit in 2009 specifically focusing on the measures to be taken for assessment and evaluation of financial system stability in the country
“Suitability” and the Law: Moving from scatter gun to straight shooter?
The previous blog post in this series had presented some insights from our review of case law relating to financial products and services.
Video: A Robust Architecture for Financial Inclusion in India – Ms. Arundhati Bhattacharya
In the previous post we had covered the keynote address delivered by Mr. Nandan Nilekani at the IFMR Holdings Event, 2015.
Video: Disruption in Financial Services – Mr. Nandan Nilekani
To mark the recent partnership with Accion, LeapFrog & Lok Capital to scale up our financial inclusion platform, IFMR Holdings earlier this month hosted prominent leaders from the financial services industry, partners and key investors at an event held in Mumbai.
Upholding Customer Protection: Tales from the Indian Courts
It is not often that the Supreme Court of India becomes disgruntled by the death of a buffalo. In September 2012, the highest court of the land found itself in just this situation following the death of an insured animal.
Loss Given Default Estimation using Transition Matrix (TM-LGD): A Case Study
Loan repayment behaviour differs across asset classes based on borrower profile, purpose of loan, geography and nature of security, if any.
Ubiquitous Access to Payments – One (big) Step Forward
Yesterday, the RBI announced in-principle Payment Bank licenses for eleven applicants. To put things in perspective, there were two new bank licenses in the last decade.
Measures of Financial Depth and their Limitations
In the previous post of the blog series on financial depth, we attempted to understand the nature of the relationship between financial depth and economic growth.
Relationship Between Financial Depth and Economic Growth
This is the first post in our blog series on the concept of financial depth and the various methods to measure it. The introductory post summarizes the literature pertaining to the significance of financial depth.