NSE-IFF Financial Deepening & Household Finance Research Initiative (2014-15) – Global Call for Proposals
The National Stock Exchange, India and IFMR Finance Foundation are delighted to announce a joint call for research proposals, under the “NSE-IFF Financial Deepening and Household Finance Research Initiative” for the years 2014-15.
Barriers to Basic Banking: Results from an Audit Study
In new study from NSE and IFMR, researchers use a “mystery shopping” approach where trained auditors, posing as low-income customers, attempt to open BSBDA (Basic Savings Bank Deposit Account) and low-cost accounts at banks in Chennai.
Sustainable Financing for Indian Cities
Municipal finances in India are characterised by the constant tension between the funds and functions of local governments. Cities in India have insufficient revenue tools to meet their expenditure requirements.
How Much Can Asset Portfolios of Rural Households Benefit from Formal Financial Services?
As part of the NSE-IFMR ‘Financial Inclusion’ Research Initiative, Vishnu Prasad, Anand Sahasranaman, Santadarshan Sadhu, and Rachit Khaitan of IFMR Finance Foundation have authored a working paper for the series.
The Master Trainer Approach to Financial Education
In recent years there has been rising interest among financial service providers, NGOs and policymakers in educating customers and potential customers to enable them to make informed decisions on taking up and using financial products.
Revisiting the core ideas of CCFS
The Report of the Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (CCFS) was submitted to the Reserve Bank of India (RBI) in January this year.
Who owns social security schemes in India? – Principles for a robust framework
This post is the third in a series on Social Security for the Indian Unorganised Sector.
MBS with an impact: Mortgage backed securitisation for affordable housing finance
In the latest edition of The Euromoney Securitisation & Structured Finance Handbook 2014/15 (published by the Euromoney Handbooks, London) Sreya Ray & Vaibhav Anand of IFMR Capital have authored a chapter on the topic of Mortgage backed securitisation for affordable housing finance.
The Great Inequality Debate
Simon Kuznets’ seminal 1955 study on income inequality is famous for the inverted ‘U’ hypothesis1 which posits that as an economy develops, inequality first increases and then decreases if a certain level of income is achieved.
Designing a Minimum Social Security Floor for the Indian Unorganised Sector
This post is the second in a series on Social Security for the Indian Unorganised Sector.