Suitability and Disclosure: The case of Australia
Subsequent to our earlier post in the Consumer Protection series, this post covers conduct and disclosure obligations of Australian Financial Services (AFS) License holders for provision of advice to retail clients.
Strong consumer protection regulation in financial services need of the hour
Every day, billions of low-income households all over the world are saving, borrowing and insuring in myriad ways, formal and informal.
Australia’s Regulatory Principles and the Licensing of providers
Continuing on our series on ‘Consumer Protection’, we will take a look at how consumer protection has found its place within the regulatory architecture of select countries, namely Australia and South Africa.
A Randomized Evaluation of Financial Services in Tamil Nadu
A recent report titled “Latest findings from Randomized Evaluations of microfinance” by Jonathan Bauchet, Cristoball Marshall, Laura Starita, Jeanette Thomas and Anna Yalouris, throws a lot of interesting insights into the realm of randomized evaluations and how they are being increasingly used by researchers across the globe to better understand financial services for the poor and the impacts achieved when an appropriate financial intervention is introduced.
Panchayat Finances and the Need for Devolutions from the State Government
In the current edition of Economic & Political Weekly, Anand Sahasranaman of IFMR Finance Foundation has published a paper on Panchayat Finances based on an analysis of three villages – Pallavapuram, Pandiyapuram and Cholapuram in rural Tamil Nadu
Five Years of Researching Financial Services for the Poor – CMF Report
The Centre for Micro Finance, IFMR Research, published its latest report “Five Years of Researching Financial Services for the Poor” at its recently concluded annual conference held in association with RBI’s College of Agricultural Banking.
Microfinance: Translating Research into Practice – Conference
RBI’s College of Agricultural Banking together with the Centre for Micro Finance, IFMR Research will host their fifth annual conference, “Microfinance: Translating Research into Practice” on January 9th and 10th 2012 in Pune.
Top 5 Game changers for the Indian financial system in 2011
Here are our picks:
1. De-regulation of savings account interest rates
Financial Inclusion and the Urban Economy – IUC 2011
India is rapidly urbanizing and the rate of urbanization is expected to climb steeply over the next few decades. The urban population of India will be close to 600 million by 2030, as compared to 340 million in 2008.
Theory of Consumer Protection II: Insights from Behavioral Economics
In the second blog in the Consumer Financial Protection series, we explore insights from behavioral economics that could fundamentally impact the design of legislation and regulation for consumer protection in finance.
