Independent Research and Policy Advocacy

March 29, 2022 | Dvara Research

In this paper, we review the literature on what constitutes financial well-being of a household and how it can be visualised as the outcome of financial inclusion. If financial well-being can be measured accurately, it can guide both policy makers and financial service providers on what and where are the gaps in how finance can improve the lives of their customers.

By Monami Dasgupta, Geetika Palta
March 14, 2022 | Dvara Research

We presented detailed feedback on the Reserve Bank of India’s Discussion Paper on Review of Prudential Norms for Classification, Valuation and Operations of Investment Portfolio of Commercial Banks in the form of answers to the ten questions posed within the Discussion Paper.

By Amulya Neelam, Madhu Srinivas
March 8, 2022 | News18

Even when women are not the primary borrowers of formal finance, studies note that they remain responsible for ensuring timely repayments.

March 8, 2022 | ET BFSI

Digital formal finance can potentially reduce the physical and social distance b .. Read more at: https://bfsi.economictimes.indiatimes.com/blog/making-digital-finance-work-for-women/90052605

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March 7, 2022 | Dvara Research

In this post, we set out our vision for what social protection in India should aim to do, and then pose some questions on how we might achieve this.

By Anupama Kumar
February 8, 2022 | CNBC TV18

India needs to carefully assess its capacity, need and social context while choosing its own path towards not just greater agricultural productivity and better farmer welfare but also ecological sustainability.

February 7, 2022 | Dvara Research

In our response, we commend and highlight the more risk sensitive methodology and the corresponding disclosures outlined in the draft guidelines. However, we also point out that not including conduct risk under operational risk is a major lacuna.

By Madhu Srinivas
February 4, 2022 | Dvara Research

Health systems are extremely complex, with multiple interacting components which can lead to varied outcomes depending on the context in which they are placed. Building a systematic understanding is then essential for designing health systems and reforming existing ones.

February 4, 2022 | Dvara Research

In this paper, we propose an analytical framework that provides an overview of the various actors and processes involved in financing, purchasing, provision and provider payments.