Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions in the operations of banks and business correspondents. But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.

Study on Artificial Intelligence in finance in India

Study on the state of health insurance coverage in India

In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.

Summary of the different types of responses by governments across the world to ensure the economic protection

In this policy brief, we examine the provisions of the Code on Social Security Bill, 2019 insofar as they apply to workers in the informal sector. We note that there is a lack of clarity in the Bill on the definition of an informal sector worker.

Insights from the roundtable on Social Security for Informal Sector Workers

This blog examines the growth in household holdings of financial assets and liabilities for the period 2000-01 to 2016-17

The provisions for insolvency, bankruptcy and fresh start for natural persons as contained in the Insolvency and Bankruptcy Code (IBC) 2016 are expected to shift the paradigm of the Indian consumer credit market.

In this Response, we present our comments on the RBI’s Draft Framework for Authorisation of a Pan-India New Umbrella Entity (NUE) for Retail Payment Systems (Reserve Bank of India, 2020) (hereafter ‘Draft Framework’). Our comments are organised into two sections. Section I recognises five overarching concerns (summarised below), which will seek to convey and substantiate the following feedback to the Draft Framework. 1. Clearer regulatory objectives must guide the vision and design for NUE.