Independent Research and Policy Advocacy

November 2, 2018 | Dvara Research

The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]

By Madhu Srinivas, Deepti George, Nishanth Kumar
October 25, 2018 | Mint

NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs

By Deepti George, Madhu Srinivas
October 24, 2018 | Dvara Research

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 24, 2018 | Financial Express

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 16, 2018 | Dvara Research

The Pradhan Mantri Mudra Yojana (PMMY) is a large-scale policy intervention designed to address the well-established credit gap for micro and small enterprises in India.

By Financial Systems Design
October 15, 2018 | Dvara Research

Research insights on design and implementation of PMMY.

By Vaishnavi Prathap
October 12, 2018 | Moneycontrol

Banks not passing on rate cuts points to a lack of intensity in price competition and calls for increasing the number of lenders

By Deepti George, Madhu Srinivas
October 10, 2018 | Dvara Research

In this document, we present our comments on the draft Personal Data Protection Bill 2018 (hereafter “the draft Bill”) in response to the call for comments from the public by MEITy (Ministry of Electronics and Information Technology, 2018)

By The Future Of Finance Initiative
October 10, 2018 | Dvara Research

Comments to the Ministry of Electronics and Information Technology (MEITy) on the draft Personal Data Protection Bill 2018

By The Future Of Finance Initiative