Independent Research and Policy Advocacy

December 11, 2018 | Dvara Research

The post gives an overview of the gender gap in access and usage of financial services in India and the landscape of digital financial services.

By Diya George
December 10, 2018 | Dvara Research

Proceeds from the Suitability Workshop in Mumbai, Oct 2018.

By Deepti George, Vishwanath C
December 4, 2018 | Moneycontrol

Several studies have found that the Indian banking sector, while having a large number of players, has monopolistic competition.

By Deepti George, Madhu Srinivas
November 8, 2018

Talk at NIPFP on our latest working paper.

November 2, 2018 | Dvara Research

The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]

By Madhu Srinivas, Deepti George, Nishanth Kumar
October 25, 2018 | LiveMint

NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs

By Deepti George, Madhu Srinivas
October 24, 2018 | Dvara Research

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 24, 2018 | Financial Express

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 16, 2018 | Dvara Research

The Pradhan Mantri Mudra Yojana (PMMY) is a large-scale policy intervention designed to address the well-established credit gap for micro and small enterprises in India.

By Financial Systems Design