In our previous post we discussed the development and current status of the Credit Default Swap (CDS) market in India.

This post is in response to an article, “Loan Defaults Versus Over-indebtedness in Rural Tamil Nadu”, published on the CGAP blog on June 10th, 2013.

IFMR Rural Finance is now an ISO 9001:2008 certified organisation. IFMR Rural Finance, an organisation with a mission of promoting high-quality Financial Institutions, has undergone the certification for the design work it carries out in various fields of finance. 

The financial crisis of 2008 brought to light many consumer abuses prevalent in the financial services industry.

Following the IMF-FSB-BIS definition, the FSLRC defines systemic risk as “[a] risk of disruption to financial services that is caused by an impairment of all or parts of the financial system and has the potential to have serious negative consequences for the real economy.”

I read an excellent post by Ajay Shah recently that questioned the policy wisdom of emphasising house ownership over rental housing.

In a report titled “Making Room for a Planet of Cities”, Shlomo Angel et al examine how the prevailing planning paradigm of containment, which is predicated on the containment of sprawl in cities, is unsuitable for rapidly urbanizing countries like India.

On a recent visit to MFIs working in eastern Uttar Pradesh, we chanced upon some great innovations and field practices, which are clearly taking customer focus to the next level. In this post, I elaborate on the innovation we saw at Utkarsh Microfinance in Varanasi.

Five years ago on this day, we took a definitive step towards executing against our vision of delivering financial well-being for rural India with the first branch of Pudhuaaru KGFS going live in Karambayam village of Thanjavur district.

In line with Budget announcement by Finance Minister in February, Reserve Bank of India (RBI) announced to issue INR 12,000 crore to INR 15,000 crore of inflation indexed bonds (IIB) on 4th of June of the current year (2013).