Independent Research and Policy Advocacy

December 23, 2016 | Dvara Research

Earlier this week, the Secretary for the Ministry of Electronics and Information Technology (MeitY) confirmed that MeitY is set to review the legal framework for digital payments and cybersecurity

By Bhusan Jatania
December 21, 2016 | Dvara Research

Rapid expansion in the microfinance sector has been credited with advancing financial inclusion in India, even as much of this growth has focused exclusively on simple group loans and credit-linked insurance.

By Vaishnavi Prathap, Rachit Khaitan
December 10, 2016 | Dvara Research

In this blog post we share an interview with Avinash Celestine & Avinash Singh, co-founders of How India Lives. Covering an array of topics, they share their experiences and thoughts on handling public data and the nuances of data visualisation that has to be kept in mind when dealing with complex datasets.

By Dvara Research
November 23, 2016 | Dvara Research

In the latest edition of Securitisation & Structured Finance Handbook 2016/17 (published by Capital Markets Intelligence) Ravi Saraogi, IFMR Investments & Robin Tyagi, IFMR Capital, have authored a chapter on Structuring a Fund Platform for Financial Inclusion in India.

By Dvara Research
November 7, 2016 | Dvara Research

In the below infograph we highlight the recommendations from IFMR Finance Foundation’s latest research note “Modernisation of India’s Banking Sector”.

By Dvara Research
October 26, 2016 | Dvara Research

RBI recently released the operating guidelines for the Small Finance banks and Payments Banks on October 6, 2016. To take stock of these, we have put together a brief comparison of the regulatory requirements of these banks against those for universal banks.

By Madhu Srinivas
October 18, 2016 | Dvara Research

Banks in India, whether large or small, have traditionally been required to adopt similar strategies to expanding their banking businesses.

October 3, 2016 | Dvara Research

For the first time, the majority of Indian women have been financially included. Fresh data show that the proportion of Indian women with individual accounts in formal financial institutions (primarily banks) reached 61% in 2015, a sharp increase from 48% in 2014, lagging men by only eight percentage points.

By Bindu Ananth, Amy Jensen Mowl
October 1, 2016 | Hindustan Times

For the first time, the majority of Indian women have been financially included. Fresh data show that the proportion of Indian women with individual accounts in formal financial institutions (primarily banks) reached 61% in 2015, a sharp increase from 48% in 2014, lagging men by only eight percentage points.

By Bindu Ananth, Amy Jensen Mowl
September 30, 2016 | Dvara Research

Taking a significant step towards curbing illegal collection of deposits by unauthorized and illegal entities, RBI recently set up a website named 'Sachet' (Alert).

By Monami Dasgupta