Tag: Microfinance

In this post, we revisit the issue of over-indebtedness in microfinance and provide a set of suggestions to address them

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

Formal credit providers have increasingly gained prominence as a channel for distribution of non-credit products, such as insurance, investment and retirement products, to low-income households in India.

This problem can be solved by link-ups with large supply chains and networks that disperse risk and place small businesses in a better position to get loans and attract equity investors.

Given the extent of liquidity shock caused by Covid-19, the Reserve Bank of India enabled all lending institutions to provide their borrowers with a repayment moratorium on term loans until 31 August 2020.

Solving the identity problem is necessary to enable a shift away from a survival mindset and towards a growth mindset

The Indian government has set into motion the implementation of several schemes that are aimed at improving both the liability and asset sides of the balance sheets of banks and non-banking financial companies (NBFCs), so that lending to the real economy can increase. The most recently introduced are four schemes.

Response to the rescue package announced by Finance Minister on May 13th, 2020