Practitioner led solutions to ensure suitability in microcredit
The objectives of sustainable businesses are well-aligned with ensuring the financial health of households, and this holds true for all types of lending businesses.
Process innovations in Microfinance aimed at avoiding over-indebtedness
Summary of process innovations aimed at addressing concerns of household over-indebtedness and the subsequent stress experienced by members of the household.
Flexibility in Microfinance Loan Contracts
Research Brief for Practitioners and Policymakers
Thinking about Micro-insurance Penetration and Entrenchment
Insurance contracts to lower income households (micro-insurance) are typically for one year.
A Comparison of Capital requirements for Microfinance and Housing Finance Institutions
In this post, we attempt to compare the regulatory landscape for NBFC-MFIs and Housing Finance Companies (HFC) within the broader context of the regulatory landscape for niche credit intermediaries.
Microfinance through a Data Lens
In the last five years, the microfinance sector in India has grown into a stable and well-regulated sector thanks to a strengthened regulatory framework and credit bureau infrastructure.
Customer Protection through MFI Self-Regulation in India
M-FIN and Sa-Dhan, two key Self-Regulatory Organisations (SROs) of the microfinance industry jointly released their revised Code of Conduct for the Microfinance Industry in December 2015.
Difference in Client Response to Micro-Lending – Few observations
The post focuses on the specific differences in client’s response to various aspects and attributes of micro-lending principles and practice, in rural and urban areas. It is based on observations* from the field visits done as part of our regular monitoring visits
Does Microcredit Benefit the Poor? New Evidence from a Long Panel Survey of Microfinance Clients in Bangladesh
Microfinance has long been seen by many as a panacea for fighting poverty by providing access to financial services to low-income population considered unbankable by the traditional financial system.
Structured finance for small business loans in India
The fast emerging small business loan (SBL) segment caters to the micro, small and medium enterprises (MSMEs) and entrepreneurs which typically find it difficult to access funds through traditional sources.
