Regulatory and Supervisory Approaches for NBFCs
Non-Banking Finance Companies (NBFCs) play a critical role in the credit ecosystem by acting as last-mile financiers for the unbanked and underserved segments of the Indian economy,
Expanding Access To Bank Credit By Building The NBFC Periphery
he current approach is making NBFCs safer but requiring banks to become riskier, write Nachiket Mor and Dwijaraj Bhattacharya.
Read more at: https://www.ndtvprofit.com/bq-blue-exclusive/expanding-access-to-bank-credit-by-building-the-nbfc-periphery
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Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India
This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.
Pass-Through of Loan-Restructuring Information: Micro-Finance Loans and Credit Bureau Records
This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record
Tracking Performance of Payments Banks against Financial Inclusion Goals
In this report, we analyse the payments bank (PB) model in terms of the performance of individual PBs in furthering the goal of financial inclusion placed on the payments bank model.
Have Payments Banks fulfilled their Financial Inclusion Objectives?
In this report we study the performance of the four fully operational Payments Bank
A Commentary on RBI’s Draft Framework for Securitisation of Standard Assets, 2020
We discuss the need for a clear vision, rationale, and a roadmap to be placed by the RBI for how it sees the draft framework enable the development of this market. We also consider how RBI has made the choice between capital neutrality and capital relief through this framework and how the outcomes from such a choice can have an impact on how securitisation serves the efficient movement of risks within the banking system and also to investors outside the banking system.
Social Stock Exchange: Tax And Other Policy Recommendations
In this series of columns, members of a drafting team on the Working Group report on Social Stock Exchange detail important recommendations.
Social Stock Exchange: New Funding Avenues For Non-Profit Organisations
The Social Stock Exchange is envisioned as the venue that will originate pertinent funding structures for NPOs. One of the main hurdles that non-profit organisations (NPOs) face in securing financing from a wide variety of sources is the lack of robust information about their activities. To mitigate this problem, the establishment of a Social Stock Exchange (SSE) will prompt all NPOs that access capital through it, to submit to a minimum reporting standard.
Social Stock Exchange: Unlocking New Pools Of Capital For Non-Profit Organisations
A common minimum reporting standard has been recommended for all fundraising activity through the proposed Social Stock Exchange.
