Ideas on how to benefit from the account opening momentum and make progress on usage as well.
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A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.
Head - Financial Systems Design
Research Associate
Research Associate
Ideas on how to benefit from the account opening momentum and make progress on usage as well.
The Pradhan Mantri Mudra Yojana (PMMY) is a large-scale policy intervention designed to address the well-established credit gap for micro and small enterprises in India.
Banks not passing on rate cuts points to a lack of intensity in price competition and calls for increasing the number of lenders
A closer look at recent Payments Banks KYC and conduct violations.
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known.
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known. Reform proposals have focused largely on ownership and have issued strident calls for privatization. Even if there was political support for this idea, there are a few important challenges.
The rationale stated by RBI was that this would level the playing field between foreign and domestic banks with regard to these targets, which it does indeed, albeit to the extent that in the short term, now foreign banks may also have to follow strategies similar to those of their domestic counterparts to build their loan books for these subcategories.
Anticipating the function and impact of India's new personal insolvency and bankruptcy regime - A Youtube Video
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
