Independent Research and Policy Advocacy

Policy Initiatives

Financial Systems Design

A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.

Dwijaraj Bhattacharya

Head - Financial Systems Design

Navaneeth M S

Research Associate

Shree Harini Dvara Research

Shree Harini V

Research Associate

Our Work

March 14, 2018

As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP. Watch the video below from the event that […]

March 9, 2018 | The Hindu Business Line

Future financial services providers will be akin to general physicians, who bear great responsibility for the health of their patients. Such a prescriptive approach would minimise instances of unsuitable advice.

By Deepti George, Shilpa Sathe
March 5, 2018 | Dvara Research

India has a rich and diverse payments infrastructure. The eco-system of Payment Service Providers (PSPs) has undergone a rapid evolution in India over the recent past with the advances in technology and yet, there still exists hurdles to enabling ubiquitous access to payment services.

By Dvara Research
December 10, 2017 | Dvara Research

In our concluding blog post in the series on the conference we recently hosted, we attempt a synthesis of the big pertinent questions that emerged from the discussions.

By Deepti George
November 26, 2017 | Dvara Research

This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research.

By Nishanth Kumar
November 7, 2017 | Dvara Research

This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).

By Beni Chugh, Nishanth Kumar
October 27, 2017 | Dvara Research

This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).

By Nishanth Kumar, Madhu Srinivas
October 20, 2017

Dvara Research (formerly known as IFMR Finance Foundation) held its 3rd Financial Systems Design Conference on August 4th and 5th, 2017 in Chennai India.

By Nishanth Kumar, Madhu Srinivas
June 23, 2017 | Dvara Research

The below table summarises, along some key dimensions, the stress testing methodologies adopted by the central banks in India, US, UK and EU to assess the stability of their banking system.

By Madhu Srinivas, Nishanth Kumar
May 4, 2017 | Business Today

These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion