Independent Research and Policy Advocacy

Policy Initiatives

Financial Systems Design

A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.

Amulya Neelam Dvara

Amulya Neelam

Senior Research Associate

Deepti George Dvara

Deepti George

Deputy ED and Head of Strategy

Dwijaraj Bhattacharya

Dwijaraj Bhattacharya

Research Manager

Sowmini G Prasad Dvara

Sowmini G Prasad

Research Associate

Our Work

October 20, 2017

Dvara Research (formerly known as IFMR Finance Foundation) held its 3rd Financial Systems Design Conference on August 4th and 5th, 2017 in Chennai India.

By Nishanth Kumar, Madhu Srinivas
June 23, 2017 | Dvara Research

The below table summarises, along some key dimensions, the stress testing methodologies adopted by the central banks in India, US, UK and EU to assess the stability of their banking system.

By Madhu Srinivas, Nishanth Kumar
May 4, 2017 | Business Today

These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion

May 4, 2017 | Business Today

These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion

April 24, 2017 | Dvara Research

Following our initial post on a brief comparison of grievance redressal mechanisms existing in India for financial services, at first glance it can be seen that there is considerable variation in the process elements among the various sector ombudsmen.

By Madhu Srinivas
April 10, 2017 | Dvara Research

This is the first of a two-part blog series on the state of Grievance Redress in the Indian Financial System.

By Madhu Srinivas
March 9, 2017 | Dvara Research

In this post we assess the state of bank credit depth for the state of Uttar Pradesh (UP) and the variation in credit depth across the 75 districts of UP during the 2004-12 period.

By Nishanth Kumar
February 28, 2017 | Dvara Research

In the second post of our two-part series on Monetary Policy Transmission, we take a closer look at the impediments to policy transmission in India and also list the recent measures taken by RBI/Government to overcome these impediments.

By Madhu Srinivas
February 21, 2017 | Dvara Research

Monetary policy plays a significant role in determining the trajectory of a country’s economy. While not directly affecting the structure of a financial system, the policy significantly influences the actions of economic agents of the financial system, including financial institutions

By Madhu Srinivas
January 18, 2017 | The Economic Times
By Bindu Ananth, Dr. Kshama Fernandes