Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
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A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.
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Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
The author works as a Research Associate with Dvara Research. The author acknowledges the contribution of Deepti George, Dwijaraj B, Madhu Srinivas, Sowmini G Prasad for their valuable inputs on the draft.
Tracking Performance of Small Finance Banks against Financial Inclusion Goals
Three issues that the RBI must prioritize as it seeks to revise MFI regulations. While the prescriptive nature of these regulations has helped by setting in place core systems, processes and an overall structure towards better compliance, there is a growing concern over the capability of the current regime to effectively protect borrowers from over-indebtedness.
RBI would do well to rethink its strategy of improving policy transmission by linking retail loans to external benchmarks.
Inaugural Dvara Research Blog Competition 2019
Individuals and households need access to reliable financial services like a safe and accessible place to save and affordable credit.
A case of BNDES, Brazil
India is a bank-dominated financial system with about two-thirds of all financial assets in the economy belonging to the banking sector.
On the June 2019 Financial Stability Report released by the Reserve Bank of India.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
