Independent Research and Policy Advocacy

Policy Initiatives

Household Finance

Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.

Misha Sharma Dvara

Misha Sharma

Head - Household Finance

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan

Senior Research Associate

Our Work

January 13, 2020 | LiveMint

The present government has set great store by micro, small and medium enterprises (MSMEs) and entrepreneurship as engines of growth.

By V. Anantha Nageswaran, Bindu Ananth
October 15, 2019 | Dvara Research

On the 2019 Nobel Prize in Economic Sciences awarded to Abhijit Banerjee, Esther Duflo and Michael Kremer.

July 15, 2019 | Dvara Research

Webinar on Evidence Gap and Data on Financial Well-being in India

By Monami Dasgupta, Vishwanath C
March 30, 2019 | Dvara Research

A single location to access publicly available household finance data in India.

By Vishwanath C, Nishanth Kumar
February 5, 2019 | Dvara Research

An analysis of PMSYM

By Nishanth Kumar
December 26, 2018 | Dvara Research

Research Brief for Practitioners and Policymakers

By Asmita Chatterjee, Devarchan Banerjee
October 15, 2018 | Dvara Research

Research insights on design and implementation of PMMY.

By Vaishnavi Prathap
September 21, 2018 | Dvara Research

Part 2 of a two-part series on the learnings and takeaways from a Household Finance course.

By Monami Dasgupta
August 13, 2018 | Dvara Research

Part 1 of a two-part series on the learnings and takeaways from a Household Finance course.

By Monami Dasgupta
June 13, 2018 | Dvara Research

A few insights from the field on possible reasons for low account usage.

By Asmita Chatterjee