A Strategy for Comprehensive Financial Inclusion
The study found a set of issues that were common across all origination models, a smaller set of issues that were specific to certain institution- or product-types, and a set of issues with distribution channel design and incentive design.
Why more smart phones and bank accounts haven’t brought financial digital inclusion in India
India’s financial sector has been a gung-ho adopter of technology. But design of technology and finance have hardly reflected users’ lived realities.
Better financial inclusion: create an enabling environment for the underserved to save, borrow and invest
The new regime must be one that can hold all entities to a common standard of institutional conduct in how they deal with the individual customer, including how they sell products.
Defining “Harm” in the digital ecosystem
Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards
Looking at Retail Digital Payments Through a Data Lens
Data and trends of digital payments in India.
Insights from the “Digital Investments Roundtable” hosted by the Future of Finance Initiative
In the first and second posts of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on digital payments and digital credit respectively.
Insights from the “Digital Credit Roundtable” hosted by the Future of Finance Initiative
In the first post of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on the workshop on digital payments.
Insights from the “Digital Payments Roundtable” hosted by the Future of Finance Initiative
In April, the Future of Finance Initiative (FFI) hosted a series of closed door workshops with a small set of digital financial service providers focusing on payments, credit and investments.
Leveraging Fintech for Risk-based Pricing & Personalisation
These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion
Law, policy and regulation for customers making digital payments
Law, policy and regulation for customers making digital payments: IFMR – A Youtube Video