Channel designs for financial inclusion
Financial inclusion is as much about convenient channels of delivery as it is about appropriate products.
Technology Advisory Group for Unique Projects submits report
The Technology Advisory Group for Unique Projects (TAGUP), which was set up by the Ministry of Finance in June 2010 under the chairmanship of UIDAI Chairman, Nandan Nilekani, recently submitted its report to the Government of India.
The Impact of Interest Rate Controls on Financial Inclusion: A Comparative Analysis
The future regulatory environment for microfinance is being shaped by the recommendations of RBI’s Malegam Committee, set up to study issues and concerns in the microfinance sector.
Managing risks in microfinance
Microfinance institutions (MFIs) essentially act as financial intermediaries, bridging the gap between mainstream financial institutions and low-income households for a specific type of credit need that is short-term and unsecured.
Regulating Microfinance in India: IFMR Trust’s feedback on the Malegam Committee’s report
The Malegam Committee’s (referred to hereinafter as the “Committee”) recommendations to increase the supervisory capacity of the RBI, to make MFI regulation consistent at the national level, to promote good corporate governance and to increase bank lending to MFIs are welcome.
Developing an Index for Measuring Financial Well-Being in a Geography
The KGFS model is structured around the concept of financial well-being and aims to maximize the financial well-being of every individual and every enterprise.
Technology to the rescue of MFIs
[Artoo Slate is a software solution designed for microfinance field staff that takes the entire process of data collection and loan disbursement online.
Who should govern NBFCs?
Does the RBI’s claim to regulate NBFC (MFIs) have more merit than Federal state governments’ claims? An analysis of constitutional provisions by Vishnu Peri, IFMR Mezzanine Finance.
Where is the Ponzi scheme?
We have recently read comments on various blogs which suggest that MFIs are comparable to Ponzi schemes. These bloggers suggest that once new MFI loan disbursements slow down, borrowers will not be able to make the payments on their old loans.
MFIs, markets need each other
The goal of an investment professional is to maximise the risk-adjusted return on the overall portfolio through diversification within and across asset classes.
