MFI Pricing and Valuation – an analysis of key drivers
IFMR Trust is a private trust whose mission is to ensure that every individual
and every enterprise has complete access to financial services.
Understanding Credit Default Swaps
Credit Derivatives are great financial tools that help entities manage their risk in a better, more efficient way.
Debt funding options for micro-banking service providers
In the wake of recent reports of dramatic decline in the availability of capital, microfinance service providers struggling to keep afloat, and the recent proposal by the finance minister to create a dedicated fund for providing equity to smaller MFIs
‘Financial products must be behaviourally informed’
Ever signed up for the gym but failed to go regularly? You are not alone. There are numerous occasions where we take a decision that is not always ‘optimal’.
Next stops in India’s excellent financial inclusion journey
What a great financial inclusion journey India is on. Banks, government, NGOs, civil soviety and private sector businesses are jumping onboard as the train accelerates.
Access to Micro-Savings for Remote Rural India
Rural households need relatively large sums of money for life cycle needs (such as marriages, festivals and old age), emergencies (such as illness, the death of a bread-winner and floods) and investment opportunities (as much in assets and household goods, for example, as in investments in micro-businesses)i .
Crowdsourcing testimonies from the field
Sometimes adversity is the perfect catalyst to invent what was unforeseeable in normal circumstances.
Channel designs for financial inclusion
Financial inclusion is as much about convenient channels of delivery as it is about appropriate products.
Technology Advisory Group for Unique Projects submits report
The Technology Advisory Group for Unique Projects (TAGUP), which was set up by the Ministry of Finance in June 2010 under the chairmanship of UIDAI Chairman, Nandan Nilekani, recently submitted its report to the Government of India.
The Impact of Interest Rate Controls on Financial Inclusion: A Comparative Analysis
The future regulatory environment for microfinance is being shaped by the recommendations of RBI’s Malegam Committee, set up to study issues and concerns in the microfinance sector.