The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.

India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.

The Reserve Bank of India (RBI) has permitted banks and non-banking finance companies (NBFCs) to reschedule payments on all loans for the period between March and May 2020 to stem the impact of the covid-9 pandemic.

Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions in the operations of banks and business correspondents. But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.

Study on Artificial Intelligence in finance in India

Study on the state of health insurance coverage in India

In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.

Summary of the different types of responses by governments across the world to ensure the economic protection

In this policy brief, we examine the provisions of the Code on Social Security Bill, 2019 insofar as they apply to workers in the informal sector. We note that there is a lack of clarity in the Bill on the definition of an informal sector worker.

Insights from the roundtable on Social Security for Informal Sector Workers