Primer on Consumer Data Infrastructure - 4th Dvara Research Conference

he increasingly-pervasive use of personal data in the provision of financial services can enable providers to offer suitable financial products, at a scale. Internationally, suitability or appropriateness in finance is conceptualised as “the degree to which the product or service offered by the intermediary matches the retail client’s financial situation, investment objectives, level of risk tolerance, financial need, knowledge and experience”

Primer on Suitability for Consumer Data Use and Product Design – 4th Dvara Research Conference

Click here to access the primer on consumer data regulation. The use of personal data by government and private service providers in their interactions with individuals is becoming ubiquitous in India. Service providers are able to collect and process larger volumes and richer varieties of personal data, such as from utilities payments, social media and e-commerce […]

Primer on Consumer Data Regulation - 4th Dvara Research Conference

4th Dvara Research Conference - April 5-6, 2019

India is a bank-dominated financial system with most of the financial assets belonging to the banking sector.

A single location to access publicly available household finance data in India.

A visual tool that is a repository of existing evidence in relation to Household Finance.

This Note has been prepared for regulated lending institutions who are in the business of offering small-ticket short-term unsecured loans with equated monthly or weekly repayment schedules, to low-income individuals and households in India.