Savings in Gold by Low-income Households: An Empirical Study
This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad
Vastness of Informality and Unprotected Risk in Indian Labour Markets
This chapter documents the growing informalization of India’s labour force and the consequences of this phenomenon for the state of social protection in India.
State of Financial Inclusion in Rural Tamil Nadu: Notes from the Field
In this blog post, we summarise the results from survey conducted to understand the challenges faced by rural households’ in accessing and using formal financial services
Formalising social security for the informal sector
During the Budget speech, the Finance inister talked about the 20-year long process of implementing the labour codes in India.
Analysing Trends in Indian Households’ Potential to Save
In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years
A Review of Themes in Household Finance: Perspective from Emerging Economies
In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
Comments on Social Security Code, 2020
In this post, we provide some comments on social security for informal workers as it now stands under the 2020 Code.
Our Comments On Preliminary Draft Code On Wages (Central) Rules, 2020
Dvara Research is a not-for-profit policy research and advocacy institute whose primary mission is to ensure access to financial services for all individuals and enterprises.
Comments on the Code on Wages, 2019 and Draft Wages Code Rules, 2020
In this post, we examine some questions with respect to India’s minimum wage laws, in light of the Code on Wages, 2019 and the Draft Wages Code Rules, 2020
