The Social Protection Initiative at Dvara Research is a policy initiative that aims to conduct research that will inform the design and implementation of a universal social security system. We believe a universal social security system is one that protects households and individuals against the vulnerabilities faced across the life cycle. At the same time, it is important to keep in mind India’s unique demographic and economic realities. These vulnerabilities are the outcomes of complex interactions of being exposed to a threat, of a threat materializing, and of lacking the defences or resources to deal with a threat.
Research Associate
Research Associate
Senior Research Associate
Senior Research Associate
At least 988 million Indians--more than the population of Europe and 75% of all Indians--are not covered by any form of life insurance, and an Indian is assured of only 8% of what may be required to protect a family from financial shock following the death of an earning member, according to our analysis of government data and industry data.
Insights from the India sample of the Global Findex 2017.
As we saw in the previous post, seasonal migrant workers and their families face several endemic disadvantages, both at source and destination.
“Why did I migrate? Because it’s a question of my survival, my family’s survival” – Mogji Meena, Limdi Village, Aaspur Block, Dungarpur District, Rajasthan
Despite the best efforts by policy makers and state-owned banks, the last mile problem has been an insurmountable hurdle in the way of financial inclusion for the poor. Bindu Ananth, Chair - IFMR Trust & IFMR Holdings, busts some common fallacies about financial inclusion.
Recently Bindu Ananth participated in a panel discussion as part of Network 18's "Change India: Experiments with Big Ideas" TV series.
Social Security is widely seen as a fundamental building block of a just and equitable society. While ideas of welfare, pension and charity have been with us since the times of the earliest civilizations, the modern concept of social security can arguably trace its origins to the aftermath of the industrial revolution.
Madhya Pradesh, with an area of 3.08 lakh square kilometres is the second largest State in India after Rajasthan1. It has a total of 50 districts2, 52,117 inhabited villages3 governed by 23,006 panchayats, and as per the 2011 Census, has a population of 7.27 crore4 with more than 75% of it residing in villages.
I read an excellent post by Ajay Shah recently that questioned the policy wisdom of emphasising house ownership over rental housing.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
