Independent Research and Policy Advocacy

Policy Initiatives

The Future Of Finance Initiative

The Future of Finance Initiative seeks to identify and address new challenges for policy and regulation in India given the waves of digital innovation currently sweeping financial services. Our work in this initiative studies the impacts of digitisation and technological innovation in Indian finance, leading from the consumer perspective on these issues. 

Beni Chugh Dvara

Beni Chugh

Head - Future of Finance

Manvi Khanna

Research Associate

Sarada Mahesh

Senior Research Associate

Our Work

December 11, 2018 | Dvara Research

The post gives an overview of the gender gap in access and usage of financial services in India and the landscape of digital financial services.

By Diya George
October 10, 2018 | Dvara Research

In this document, we present our comments on the draft Personal Data Protection Bill 2018 (hereafter “the draft Bill”) in response to the call for comments from the public by MEITy (Ministry of Electronics and Information Technology, 2018)

By The Future Of Finance Initiative
October 10, 2018 | Dvara Research

Comments to the Ministry of Electronics and Information Technology (MEITy) on the draft Personal Data Protection Bill 2018

By The Future Of Finance Initiative
August 24, 2018 | Scroll.in

The heady optimism following the judgment is beginning to wane in the absence of a practical law that enforces the rights it asserted.

July 23, 2018 | Dvara Research

The effectiveness of a future Indian data protection regime would hinge largely on the capacity and approach to supervision and enforcement. The paper discusses some novel ideas to guide the enforcement of a data protection regime.

By The Future Of Finance Initiative
July 3, 2018 | Dvara Research

Data and trends of digital payments in India.

By Sansiddha Pani
March 20, 2018 | Scroll.in

The harvesting of 50 million Facebook users’ data for Trump’s presidential campaign underscores new challenges for data protection.

March 9, 2018 | Dvara Research

This blog post does two things. It explains why data privacy matters and why global developments – particularly changes in the law – are going to make it matter.

February 7, 2018 | Dvara Research

In this document, we present our responses to the public consultation on the White Paper which is based on our broader approach on data protection. This approach looks past a consent-led approach to data protection, and seeks to embed a bundle of rights for all individuals with respect to their personally identifiable data that apply even where consent has been validly obtained for data collection

By The Future Of Finance Initiative
January 27, 2018 | Hindustan Times

These avoidable implementation challenges on account of Aadhaar can be significantly resolved by a clear legal articulation of permissible uses of Aadhaar through suitable amendments.