Independent Research and Policy Advocacy

Policy Initiatives

The Future Of Finance Initiative

The Future of Finance Initiative seeks to identify and address new challenges for policy and regulation in India given the waves of digital innovation currently sweeping financial services. Our work in this initiative studies the impacts of digitisation and technological innovation in Indian finance, leading from the consumer perspective on these issues. 

Beni Chugh Dvara

Beni Chugh

Head - Future of Finance

Manvi Khanna

Research Associate

Sarada Mahesh

Senior Research Associate

Our Work

February 1, 2017 | Youtube

Law, policy and regulation for customers making digital payments: IFMR - A Youtube Video

January 12, 2017 | Dvara Research

The Future of Finance Initiative (FFI) is housed within the IFMR Finance Foundation (IFF) and aims to promote policy and regulatory strategies that protect citizens accessing finance given the sweeping changes that are reshaping retail financial services in India.

By The Future Of Finance Initiative
January 12, 2017 | Dvara Research

Shortly after Christmas last month, a press release from the Ministry of Finance on 28th December announced that the Committee on Digital Payments (chaired by Ratan P. Watal) had submitted its Report.

December 23, 2016 | Dvara Research

Earlier this week, the Secretary for the Ministry of Electronics and Information Technology (MeitY) confirmed that MeitY is set to review the legal framework for digital payments and cybersecurity

By Bhusan Jatania
January 18, 2016 | Dvara Research

In the previous blogpost we noted the gradual shift away from the buyer-beware standard in case law and policy regarding customers of financial products.

October 5, 2015 | Dvara Research

The previous blog post in this series had presented some insights from our review of case law relating to financial products and services.

September 12, 2011 | Dvara Research

Mr N Vaghul, chairman emeritus of ICICI Bank, recently delivered the Talwar Memorial Lecture on the topic “The Future of Finance in India”.

By Mr. N. Vaghul
April 25, 2011 | Dvara Research

Suyash Rai of IFMR Finance Foundation, Raghav Narayana of IFMR Rural Finance in an informal conversation with Mr. Praveen Chakravarty, who is a volunteer in the Financial Inclusion team of UIDAI.

By Suyash Rai
October 10, 2010 | Dvara Research

This is the second of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.

By Ignacio Mas-Ribo, Dan Radcliffe