The Future of Finance Initiative seeks to identify and address new challenges for policy and regulation in India given the waves of digital innovation currently sweeping financial services. Our work in this initiative studies the impacts of digitisation and technological innovation in Indian finance, leading from the consumer perspective on these issues.
Head - Future of Finance
Research Associate
Senior Research Associate
Click here to access the primer on Consumer Data Infrastructure. Large scale data infrastructures (such as the proposed Public Credit Registry, the GSTN System and the Indiastack) are emerging to support the delivery of financial services in India. This raises questions regarding the role of the State and of the regulation of these infrastructures. The existing […]
Click here to access the primer on Designing Optimal Regulation. The use of technology and personal data in finance is changing the landscape of financial services. This is widening the choice set of financial services available to consumers, through two distinct trends that are enabled by the use of technology (i) the disintermediation of traditional financial […]
Primer on Designing Optimal Regulation – 4th Dvara Research Conference
Primer on Consumer Data Infrastructure - 4th Dvara Research Conference
Primer on Suitability for Consumer Data Use and Product Design – 4th Dvara Research Conference
Click here to access the primer on consumer data regulation. The use of personal data by government and private service providers in their interactions with individuals is becoming ubiquitous in India. Service providers are able to collect and process larger volumes and richer varieties of personal data, such as from utilities payments, social media and e-commerce […]
Primer on Consumer Data Regulation - 4th Dvara Research Conference
4th Dvara Research Conference - April 5-6, 2019
This post provides a brief overview of the gender gap in technology in India.
Learnings from the European context.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
