Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

April 21, 2011 | Dvara Research

Self-control problems can be consequential for the well-off; examples include failures to eat or live healthy, or save enough for retirement.

By Eric Saltzman
April 13, 2011 | Dvara Research

Households slip into “bad states of the world” due to several reasons, including accident or death of the earning member, medical emergency of a family member, poor or excess rainfall that ruin crop production, theft or fire.

By Aslam Hussain Nadri, Ashutosh Shekar
April 7, 2011 | Dvara Research

G E Balajee, IFMR Blog Team in conversation with Abhishek Sinha, CEO, Eko India Financial Services Private Limited on the Business Correspondent model, its challenges and prospect.

By Balajee GE
April 5, 2011 | Dvara Research

Recently, we flagged off our new blog series on financing options for non-bank originators with our first post that explored debt-funding options in some depth.

By Satya Srinivasan
April 1, 2011 | Dvara Research

A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.

By Rajat Bansal
March 29, 2011 | Dvara Research

Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.

By Anand Sahasranaman, Aditi Balachander
March 28, 2011 | Dvara Research

Recently, I had the opportunity to attend a discussion on International Financial Reporting Standards (IFRS)  which was attended by chartered accountants and key financial stakeholders.

By Kalyanasundaram
March 21, 2011 | Dvara Research

In a move aimed at developing the secondary market for securitised debt instruments, SEBI has released a Listing Agreement for such instruments and directed the exchanges to do the needful to enable listing of securitised debt instruments.

By Dvara Research
March 16, 2011 | Dvara Research

It is now well-accepted that the power of financial services to the customer, particularly low-income households, is realised only through the availability of a broad range of services, and not just through small loans or opening bank accounts.

By Raghav N, Nitin Chaudhary
March 15, 2011 | Dvara Research

Credit Derivatives are great financial tools that help entities manage their risk in a better, more efficient way.

By Satya Srinivasan