Independent Research and Policy Advocacy


Research Brief

Research brief is like a data brief but not necessarily data heavy. Our research briefs synthesize learning of a literature review. We also use this format to present exploratory research and data collected using small scale surveys and qualitative work. 

Our Work

May 30, 2023 | Dvara Research

This research brief aims to synthesize existing evidence on the performance of PMJJBY and PMSBY since their inception, the reasons for low participation in these schemes, and the barriers to their successful implementation.

April 14, 2023 | Dvara Research

An action project to help financial service providers detect debt distress among their borrowers and administer interventions to alleviate distress.

March 28, 2023 | Dvara Research

Under the Center for Customer Protection, Dvara Research has been working on developing a market monitoring tool that leverages social media data to identify customer-facing issues with India’s leading payment infrastructure, the Unified Payments Interface (UPI).

December 1, 2021 | Dvara Research

Bad Banks are typically Government sponsored Asset Reconstruction Companies (ARCs) setup with the primary objective of cleaning up bank balance sheets. Unlike private ARCs, the Bad Banks are setup as a one-time measure with the primary objective of reducing the build-up of Non-Performing Assets (NPAs) post a financial or economic crisis.

July 2, 2021 | Dvara Research

In this post, we explore how the households’ surplus changed during the nationwide lockdown imposed to curb the spread of COVID-19

May 21, 2021 | Dvara Research

In this research brief, we seek to explore the differences in healthcare expenditure between States in greater depth. We study the differences in budgetary allocations for healthcare between States as a proportion of State GDP and as a portion of total expenditure overall.

By Hasna Ashraf, Anupama Kumar
May 6, 2021 | Dvara Research

In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.

By Niyati Agrawal, Misha Sharma, Harini Ravi
March 31, 2021 | Dvara Research

This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad

By Rakshith S. Ponnathpur, Monami Dasgupta
January 23, 2021 | Dvara Research

In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years

By Niyati Agrawal, Rakshith S. Ponnathpur
December 18, 2020 | Dvara Research

This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research