Independent Research and Policy Advocacy



The Miscellaneous section features a variety of formats that are not covered in other categories. It includes presentations, informal write-ups, brief commentaries, book reviews, notes etc.

Our Work

August 14, 2023 | Dvara Research

This blog is about a behavioural study conducted jointly by Dvara Research and Final Mile to uncover mental models that may nudge customers to disengage with consent screens.

By Finalmile, Dvara Research
June 17, 2022 | Dvara Research

In this note, we discuss how the current approach of the PCA framework is inconsistent with the objectives it seeks to achieve.

June 14, 2022 | Dvara Research

This data book compiles trends on household participation in formal financial services over the last few years.

By Household Finance
May 6, 2022 | Future of Finance Initiative

India’s Personal Data Protection Bill, 2019 (the Bill) was introduced in Parliament in December 2019, and is currently under consideration by a Joint Parliamentary Committee of MPs.

By Srikara Prasad, Anubhutie Singh, Beni Chugh, Sarah Stanley, Malavika Raghavan
November 6, 2020 | Future of Finance Initiative

Through this blogpost, we release the Conference Proceedings for the Fourth Dvara Research Conference, 2019 on the theme of “Regulating Data-driven Finance”

By Dvara Research, The Future Of Finance Initiative
March 14, 2018 | Finance Research Group YouTube

Anticipating the function and impact of India's new personal insolvency and bankruptcy regime - A Youtube Video

February 16, 2017 | Dvara Research

The Future of Finance Initiative (FFI) is housed within the IFMR Finance Foundation (IFF) and aims to promote policy and regulatory strategies that protect citizens accessing finance given the sweeping changes that are reshaping retail financial services in India. Our vision is for regulation and policy to develop to support universal access for all citizens to a range of channels through which they can transact securely and confidently.

By The Future Of Finance Initiative
February 1, 2017

The Watal Committee report was released to make recommendations about Digital Payments in India. The report is titled: “Medium Term Recommendations to Strengthen Digital Payments Ecosystem”

January 17, 2014 | Dvara Research

In the below video Dr. Nachiket Mor articulates the RBI committee's vision for financial inclusion and financial deepening in India covering aspects of Universal Electronic Bank Account, Payments, Credit, Priority Sector Lending and Customer Protection.

By Dvara Research
September 19, 2013 | IFMR Finance Foundation

This note highlights the need for active and deep debt capital markets, both fixed income and derivative markets in India.

By Sucharita Mukherjee