Independent Research and Policy Advocacy


Position Papers

Position Paper is an output that captures certain themes that we feel strongly about at Dvara Research. These are written in the form of an opinion or argument on a particular issue, and it represents Dvara Research’s position on the issue.

Our Work

July 1, 2024 | Dvara Research

The paper starts by revisiting existing literature on the financial lives of LIHs that shows that they manage their finances in a rather sophisticated manner. This can be traced to the radical uncertainty they face, which includes a “triple whammy” of income problems and expenditure shocks that are frequent and unique to their circumstances.

June 19, 2013 | Dvara Research

The financial crisis of 2008 brought to light many consumer abuses prevalent in the financial services industry.

By Deepti George, Anand Sahasranaman, Vishnu Prasad, Darshana Rajendran