Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

March 11, 2011 | Dvara Research

In the wake of recent reports of dramatic decline in the availability of capital, microfinance service providers struggling to keep afloat, and the recent proposal by the finance minister to create a dedicated fund for providing equity to smaller MFIs

By Satya Srinivasan
March 10, 2011 | Dvara Research

Ever signed up for the gym but failed to go regularly? You are not alone. There are numerous occasions where we take a decision that is not always ‘optimal’.

By Balajee GE
March 8, 2011 | Dvara Research

What a great financial inclusion journey India is on. Banks, government, NGOs, civil soviety and private sector businesses are jumping onboard as the train accelerates.

By Ignacio Mas-Ribo
March 4, 2011 | Dvara Research

Sometimes adversity is the perfect catalyst to invent what was unforeseeable in normal circumstances.

By Dvara Research
March 2, 2011 | Dvara Research

Financial inclusion is as much about convenient channels of delivery as it is about appropriate products.

By Arun Seethamraju
February 28, 2011 | Dvara Research

The Technology Advisory Group for Unique Projects (TAGUP), which was set up by the Ministry of Finance in June 2010 under the chairmanship of UIDAI Chairman, Nandan Nilekani, recently submitted its report to the Government of India.

By Asha Krishnakumar
February 25, 2011 | Dvara Research

The future regulatory environment for microfinance is being shaped by the recommendations of RBI’s Malegam Committee, set up to study issues and concerns in the microfinance sector.

By Sucharita Mukherjee
February 18, 2011 | Dvara Research

Microfinance institutions (MFIs) essentially act as financial intermediaries, bridging the gap between mainstream financial institutions and low-income households for a specific type of credit need that is short-term and unsecured.

By Gaurav Kumar
February 15, 2011 | Dvara Research

The Malegam Committee’s (referred to hereinafter as the “Committee”) recommendations to increase the supervisory capacity of the RBI, to make MFI regulation consistent at the national level, to promote good corporate governance and to increase bank lending to MFIs are welcome.

By Dvara Research
February 14, 2011 | Dvara Research

The KGFS model is structured around the concept of financial well-being and aims to maximize the financial well-being of every individual and every enterprise.

By Shweta Aggarwal