The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
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We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.
The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
Having understood the deep transformative potential of access to finance and the barriers to accessing it, here's a look at the fundamentals of the MFI cost structure in delivering finance.
This is the third of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
The Centre for Innovative Financial Design (CIFD) recently entered the survey stage of a research project concentrating on the welfare of India's sugarcane farmers.
Third in the series of articles in The Hindu Business Line, Puneet Gupta and Jayshree Venkatesan of IFMR Mezzanine Finance write about some of the barriers to accessing finance.
The best of intentions get thwarted ever so often, simply because the co-ordination and communication required are absent.
This is the second of three-part series of blogs titled “Mobile money”. The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
"In 5 years, our village would have metal roads, hospitals and old-age homes to take care of the poor, the poor women who work for others now would become employers, giving employment opportunities to many other under-privileged people.
This is the first of three-part series of blogs titled "Mobile money". The authors explore and explain all about mobile banking and how it can make a difference to the rural population.
Anil SG, CEO of IFMR Rural Finance, with an image of gold in its liquid form being molded into a solid state, as the initial slide, set the tempo for the topic being talked about at a recent Spark session – both visually and insightfully.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.