A primer is an introductory piece that serves as a guide or explains an idea, a concept, or a theory. Our primers may appear on our own website, often in long form, or in external media such as news websites or newspapers, often in short form, and are meant to explain our work to a layperson audience.
Disruptive innovations (mainly through digitalisation) are resulting in a change in the structure of markets and their functioning, emergence of new business models as well as new products and processes (Organisation for Economic Co-operation and Development, 2017).
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme "Savings and Financial Behavior"
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme ‘Household Portfolios’
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme 'Portfolios of Migrant Households'
Click here to access the primer on Consumer Data Infrastructure. Large scale data infrastructures (such as the proposed Public Credit Registry, the GSTN System and the Indiastack) are emerging to support the delivery of financial services in India. This raises questions regarding the role of the State and of the regulation of these infrastructures. The existing […]
Click here to access the primer on Designing Optimal Regulation. The use of technology and personal data in finance is changing the landscape of financial services. This is widening the choice set of financial services available to consumers, through two distinct trends that are enabled by the use of technology (i) the disintermediation of traditional financial […]
Primer on Designing Optimal Regulation – 4th Dvara Research Conference
Primer on Consumer Data Infrastructure - 4th Dvara Research Conference
he increasingly-pervasive use of personal data in the provision of financial services can enable providers to offer suitable financial products, at a scale. Internationally, suitability or appropriateness in finance is conceptualised as “the degree to which the product or service offered by the intermediary matches the retail client’s financial situation, investment objectives, level of risk tolerance, financial need, knowledge and experience”
Primer on Suitability for Consumer Data Use and Product Design – 4th Dvara Research Conference
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
