We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.
Did you know that only half the adult population in the world has access to a bank account? More than 3 billion people don’t have access to savings accounts, and they are predominantly the world’s poorest people who live on less than US$2 per day.
Recently, CRISIL has revised the rating of the senior and subordinated securities issued by Pioneer III - a pool securitised by Grameen Financial Services – to AAA(so) and A(so) respectively.
At a recent Spark session, Anupama Sharma from the Centre for Insurance and Risk Management (CIRM) spoke about the major lessons livestock insurance has handed out. We bring you the highlights:
The announcement of National Pension System (NPS) Lite, a pension plan geared towards economically disadvantaged populations, brings hope for much needed money during non-productive years
Fundamental to the growth and development of an industry is the research that aids its practice, especially in the context of microfinance in India.
The Reserve Bank of India has opened a discussion in its website to see if there is a case for allowing banks to engage 'for-profit' companies as well as NBFCs as their Business Correspondents.
India Post through the decades has been an institution that has permeated the length and breadth of the country through its 155,000 branches.
A lending institution in the inclusive-finance space that is for-profit and for-social good may be making multiple trade-offs where either profit or social good takes the backseat.
Olympia A. De Castro from IFMR Capital gave us an insight on the correspondent banking model in Brazil that led to some interesting comparison debates with the Indian model.
With a vast majority of the Indian population living in the rural hinterland, its economy and growth are linked to developmental efforts. Crucial to this is in ensuring that the fruits of financial inclusion reaches their doorstep.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
