A Review of Themes in Household Finance: Perspective from Emerging Economies
In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF
Excluded from Public Distribution System: Enrolment issues in the Last-mile
In this blog post, we explore a case of exclusion from the PDS, wherein a daily wage labourer, Mr. Kabeer, was unable to obtain a ration card
Are MSME Grievances Adequately Represented?
In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.
COVID-19 Impact on Daily Life (CIDL) Survey
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research
An operational architecture for privacy-by-design in public service applications
Governments around the world are trying to build large data registries for effective delivery of a variety of public services. However, these efforts are often undermined due to serious concerns over privacy risks associated with collection and processing of personally identifiable information.
Dvara-CMIE Survey on Access to Cash and Coping Mechanisms during COVID-19
The Social Protection Initiative at Dvara Research has collaborated with the Centre for Monitoring Indian Economy (CMIE) to document the accessibility of key banking facilities during the COVID-19 lockdown.
Caps on Third Party App Providers in UPI: Missing the Woods for the Trees?
This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions
Employee State Insurance Scheme – Performance and Potential Pathways for Reform
In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.
Regulation of information flows as Central Bank functions? Implications from the treatment of Account Aggregators by the Reserve Bank of India
This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
