[Artoo Slate is a software solution designed for microfinance field staff that takes the entire process of data collection and loan disbursement online.

Does the RBI's claim to regulate NBFC (MFIs) have more merit than Federal state governments' claims? An analysis of constitutional provisions by Vishnu Peri, IFMR Mezzanine Finance.

We have recently read comments on various blogs which suggest that MFIs are comparable to Ponzi schemes. These bloggers suggest that once new MFI loan disbursements slow down, borrowers will not be able to make the payments on their old loans.

The goal of an investment professional is to maximise the risk-adjusted return on the overall portfolio through diversification within and across asset classes.

[The author is an independent columnist. This article is a reproduction of his column from The Telegraph]

Efforts to promote financial inclusion achieved momentum in the country with the RBI guidelines in January 2006, allowing appointment of non-bank Business Correspondents (BC) as agents for the delivery of financial services outside bank branches.

We appreciate the Malegam Committee’s recommendations to increase the supervisory capacity of the RBI , to make MFI regulation consistent at the national level, to promote good corporate governance, to increase bank lending to MFI’s, and to make available alternative sources of equity.

The Reserve Bank of India has released on its website the Report of the Sub-Committee of the Central Board of Directors of Reserve Bank of India to Study Issues and Concerns in the MFI Sector. The Sub-Committee has recommended creation of a separate category of NBFCs operating in the microfinance sector to be designated as NBFC-MFIs. To qualify […]

An investment banker has to develop sector-specific guidelines and methodologies to help him deal with small and disaggregated clients, and scale up low-ticket transactions.