Independent Research and Policy Advocacy

July 2, 2020 | Ideas For India

Given the extent of liquidity shock caused by Covid-19, the Reserve Bank of India enabled all lending institutions to provide their borrowers with a repayment moratorium on term loans until 31 August 2020.

By Misha Sharma, Giorgia Barboni
June 29, 2020 | LSE

In The Case for a Job Guarantee, Pavlina R. Tcherneva argues that a job guarantee that provides an employment opportunity to anyone looking for work, regardless of their personal circumstances or the state of the economy, not only makes good economic sense, but is vital for people’s wellbeing.

By Anupama Kumar
June 26, 2020 | Moneycontrol

Solving the identity problem is necessary to enable a shift away from a survival mindset and towards a growth mindset

By Deepti George, Madhu Srinivas
June 23, 2020 | Dvara Research

This blog post reviews the BIS paper, and offers some reflections and critiques based on the experience of these infrastructures in India.

By Sarah Stanley
June 22, 2020 | LiveMint

In their book, In Service of the Republic, Vijay Kelkar and Ajay Shah warn against distortions caused by the government and its entities being both player and umpire in various sectors .

By Bindu Ananth, V. Anantha Nageswaran
June 10, 2020 | IDR Online

Innovative and blended finance structures, such as Social Venture Funds, offer a unique opportunity for nonprofits to secure new funding.

By Dr. Indradeep Ghosh, Nishanth Kumar
June 8, 2020 | LiveMint

The Indian government has set into motion the implementation of several schemes that are aimed at improving both the liability and asset sides of the balance sheets of banks and non-banking financial companies (NBFCs), so that lending to the real economy can increase. The most recently introduced are four schemes.

By Deepti George, V. Anantha Nageswaran
June 6, 2020 | Dvara Research

As per IRDAI (Micro Insurance) Regulations, 2015, the microinsurance business is exempted from customised benefit illustration6 and disclosure norms prescribed in IRDA (Linked and Non-Linked Insurance Products) Regulations. IRDAI’s latest circular on this continues to extend this exemption.

June 3, 2020 | Dvara Research

In this document, we present our response to the White Paper on the Strategy for National Open Digital Ecosystems (the White Paper) released by the Ministry of Electronics and Information Technology (MeitY) in February 2020. We are deeply concerned that creating National Open Digital Ecosystems (NODEs) as envisioned in the White Paper could entrench existing problems with service delivery and hamper the growth of a free and fair digital economy.

By Srikara Prasad
June 3, 2020 | Dvara Research

In this blog post, we present our comments to the White Paper on Strategy for National Open Digital Ecosystems in response to the call for comments by MeitY

By The Future Of Finance Initiative, Team SPI