Independent Research and Policy Advocacy

December 10, 2018 | Dvara Research

Proceeds from the Suitability Workshop in Mumbai, Oct 2018.

By Deepti George, Vishwanath C
December 4, 2018 | Moneycontrol

Several studies have found that the Indian banking sector, while having a large number of players, has monopolistic competition.

By Deepti George, Madhu Srinivas
November 8, 2018

Talk at NIPFP on our latest working paper.

November 2, 2018 | Dvara Research

The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]

By Madhu Srinivas, Deepti George, Nishanth Kumar
October 25, 2018 | LiveMint

NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs

By Deepti George, Madhu Srinivas
October 24, 2018 | Dvara Research

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 24, 2018 | Financial Express

Ideas on how to benefit from the account opening momentum and make progress on usage as well.

By Bindu Ananth, Greta Bull
October 16, 2018 | Dvara Research

The Pradhan Mantri Mudra Yojana (PMMY) is a large-scale policy intervention designed to address the well-established credit gap for micro and small enterprises in India.

By Financial Systems Design
October 15, 2018 | Dvara Research

Research insights on design and implementation of PMMY.

By Vaishnavi Prathap