he increasingly-pervasive use of personal data in the provision of financial services can enable providers to offer suitable financial products, at a scale. Internationally, suitability or appropriateness in finance is conceptualised as “the degree to which the product or service offered by the intermediary matches the retail client’s financial situation, investment objectives, level of risk tolerance, financial need, knowledge and experience”
Primer on Suitability for Consumer Data Use and Product Design – 4th Dvara Research Conference
Click here to access the primer on consumer data regulation. The use of personal data by government and private service providers in their interactions with individuals is becoming ubiquitous in India. Service providers are able to collect and process larger volumes and richer varieties of personal data, such as from utilities payments, social media and e-commerce […]
Primer on Consumer Data Regulation - 4th Dvara Research Conference
4th Dvara Research Conference - April 5-6, 2019
India is a bank-dominated financial system with most of the financial assets belonging to the banking sector.
A single location to access publicly available household finance data in India.
A visual tool that is a repository of existing evidence in relation to Household Finance.
This Note has been prepared for regulated lending institutions who are in the business of offering small-ticket short-term unsecured loans with equated monthly or weekly repayment schedules, to low-income individuals and households in India.
The objectives of sustainable businesses are well-aligned with ensuring the financial health of households, and this holds true for all types of lending businesses.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
