Independent Research and Policy Advocacy

Policy initiatives

Center For Customer Protection

This program focuses on solutions that speak to the changing landscape of issues pertaining to financial customer protection in India. It studies how institutional practices in customer protection can build trust and confidence to increase uptake and usage of formal financial products and services among low-income, rural, and women consumers.

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Aishwarya Narayan

RESEARCH ASSOCIATE

Early Writings

Our Work

September 3, 2024 | The Hindu Business Line

The framework should provide adequate compensation to victims, while investigative action continues in tandem

September 2, 2024

The objective of this policy brief is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes.

September 2, 2024 | Dvara Research

The objective of this deck is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes

August 16, 2024 | The Hindu Business Line

Stakeholders should gather a common set of data points for each complaint, distinct from their data objectives

August 13, 2024 | Dvara Research

In this study, we focus on whether consumers use the grievance mechanisms provided in UPI apps in smartphones, and whether those mechanisms make for an easily navigable grievance redress journey ending in satisfactory resolution.

August 9, 2024 | Dvara Research

How can finance be designed and structured for agriculture, farmers, agricultural households, agrarian communities and the larger economy so as to ensure economic equity, social well-being, and environmental sustainability?

August 7, 2024 | Dvara Research

How can finance be designed and structured for agriculture, farmers, agricultural households, agrarian communities and the larger economy so as to ensure economic equity, social well-being, and environmental sustainability?

August 6, 2024 | The Hindu Business Line

Positive frictions while authorising transactions will give users some time before approving payment

July 29, 2024 | Dvara Research

This paper aims to document the unique characteristics of the financial lives of low-income households in India. It focuses on the intra-year fluctuations in income that are faced by these households owing to the precarity of their occupations.

By Natasha D’cruze
July 17, 2024 | LiveMint

For two decades, India has doubled down on the policy prescription of providing financial ‘last-mile access’ to its rural and poor citizens. Has the effort succeeded? It depends on who you ask.

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India
  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India
  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India

  • Detecting Over-Indebtedness while Monitoring Credit Markets in India