This brief reviews the literature on the finances of platform workers in India and around the world.
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Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.
Head - Household Finance
Senior Research Associate
Research Manager - Climate & Agri Finance
Research Associate
This brief reviews the literature on the finances of platform workers in India and around the world.
In this paper, we document some key relationships between micro-level household behavior and macro-level aggregates for the Indian economy. Using the CMIE’s Consumer Pyramids Survey, we show that for the period 2014-19, the household-level savings rate around the median of the income distribution correlates strongly with, and has predictive power for, macro-aggregate variables such as the Wholesale Price Index and its rate of change, the Prime Lending Rate, the growth rate of bank credit for personal loans, the growth rate of industry-sector GDP, and the growth rate of bank credit to the household sector.
In this deck, we analyse the financial portfolios of Indian households adhering to different religious faiths
In this paper, we create and validate a composite demand-side financial inclusion index to contribute to the literature on the measurement of financial inclusion
In this post, we explore how the households’ surplus changed during the nationwide lockdown imposed to curb the spread of COVID-19
In this slide deck, we explore the impact of COVID-19 on remittances at a broad, national level by using India’s largest household-level panel dataset
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme "Savings and Financial Behavior"
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme ‘Household Portfolios’
As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme 'Portfolios of Migrant Households'
In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
