Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

June 8, 2011 | Dvara Research

India is home to about 26 million small enterprises (with investments less than 50 million) that account for about 20 per cent of the country's GDP .

By Arun Kumar D
June 6, 2011 | Dvara Research

[This article is the third in a series of posts on the theme “Regulatory architecture of India’s financial system”. IFMR Blog will continue to feature this theme through the next two weeks.]

By Farzana Najeed
June 1, 2011 | Dvara Research

What is the state of financial regulatory architecture in India? Is the regulatory architecture optimal for the modern financial system that the Indian economy needs?

By Dvara Research
May 25, 2011 | Dvara Research

In India, gram panchayats (GPs) were given constitutional legitimacy following the passage of the 73rd Constitutional Amendment Act, which was meant to decentralise power and responsibility to them to improve local public service delivery and governance.

By Anand Sahasranaman
May 17, 2011 | Dvara Research

It is happening again - regulators debating openly to clarify their turfs. This time it is PFRDA Vs. IRDA for regulation of pension products offered by insurance companies,

By Dvara Research
May 12, 2011 | Dvara Research

Agriculture incomes in India are volatile because of a number of unforeseen factors, such as weather, disease/pest infestations and/or market conditions.

By Uday Krishna, Rajendra Kumar
May 6, 2011 | Dvara Research

My colleague and I were once asked at a conference, “So, how exactly does a bank account reduce poverty?” Great question.

April 28, 2011 | Dvara Research

Gopal G., a native of West Bengal, moved to Delhi 14 years ago to find a job to support his 11-member family. In Delhi, he works with a goldsmith, earning Rs 3,600 a month, much of which he sends back home.

By Abhay Agarwal, Amulya Champatiray, Shardul Oza
April 25, 2011 | Dvara Research

Suyash Rai of IFMR Finance Foundation, Raghav Narayana of IFMR Rural Finance in an informal conversation with Mr. Praveen Chakravarty, who is a volunteer in the Financial Inclusion team of UIDAI.

By Suyash Rai
April 21, 2011 | Dvara Research

Self-control problems can be consequential for the well-off; examples include failures to eat or live healthy, or save enough for retirement.

By Eric Saltzman