Independent Research and Policy Advocacy

Publications

Consultation Responses

These are responses we write to documents that are put out by the government or the regulator in the public domain, often intended for public consultation – such as white papers or regulatory notifications or circulars or committee reports, etc.

Our Work

March 4, 2020 | Dvara Research

Comments on PDP 2019

By The Future Of Finance Initiative
March 4, 2020 | Dvara Research

Dvara Research is an independent Indian not-for-profit research institution guided by our mission of ensuring that every individual and every enterprise has complete access to financial services.

By The Future Of Finance Initiative
January 17, 2020 | Dvara Research

Comments on the Personal Data Protection Bill 2019 introduced in the Lok Sabha on 11 December 2019

By The Future Of Finance Initiative
January 17, 2020 | Dvara Research

In this document, we present our initial comments on the Personal Data Protection Bill 2019 (the Bill), introduced in the Lok Sabha in December 2019. This continues our engagement with the public consultation process on India’s new data protection regime since 2017.2 We welcome the introduction of the Bill in Parliament as an important development to take forward India’s journey towards an overarching data protection framework.

By The Future Of Finance Initiative
November 1, 2019 | Dvara Research

We have provided our constructive comments on the Draft in response to the call for responses from stakeholders dated 17.09.2019. (Ministry of Labour and Employment , 2019) We have commented on the following aspects of the Draft, namely: 1. The need for greater clarity on institutions set up under the Draft, particularly the Central Board of Trustees and the National Social Security Board for Unorganised Workers. 2. The definition of “worker” and “employee” under the present draft.

By Team SPI
November 1, 2019 | Dvara Research

Our response to the Ministry of Labour on social security code.

By Anupama Kumar
September 17, 2019 | Dvara Research

In this Response, we present our comments on the RBI’s Discussion Paper on the Guidelines for Payment Gateways (PG) and Payment Aggregators (PA) in response to the call for comments from stakeholders (Reserve Bank of India, 2019c). Our comments are organised into five broad themes...

By Beni Chugh, Madhu Srinivas, Anubhutie Singh, Sarah Stanley
May 10, 2019 | Dvara Research

Recommendations that financial sector regulators can consider applying on regulated financial services providers in order to improve outcomes for households and enterprises.

May 8, 2019 | Dvara Research

Response to the Reserve Bank of India on the Draft Enabling Framework for Regulatory Sandbox

October 10, 2018 | Dvara Research

In this document, we present our comments on the draft Personal Data Protection Bill 2018 (hereafter “the draft Bill”) in response to the call for comments from the public by MEITy (Ministry of Electronics and Information Technology, 2018)

By The Future Of Finance Initiative