Independent Research and Policy Advocacy

Publications

Opinion Editorials

Our opinion editorials are published in newspapers, magazines, and new-age online publications. They are an important tool for public discourse and advocacy. They help us to raise awareness about important issues, and they often provide a platform for perspectives from our researchers, to be presented and to be heard.

Our Work

January 5, 2021 | Moneycontrol

SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services

By Deepti George, Madhu Srinivas
September 17, 2020 | The Economic Times

On August 30, Paytm Mall allegedly suffered a massive data breach after being targeted of a group of hackers. The allegations were made by Cyble, a US cyber-risk intelligence firm. These were immediately denied by Paytm Mall, which, in turn, threatened to take legal action against Cyble. Meanwhile, customers and vendors have no way of verifying whether a breach occurred, or if their data has been compromised,

By Malavika Raghavan, Srikara Prasad
September 11, 2020 | Social Protection

In this blog post we study the privatisation of grants system in the South Africa

September 5, 2020 | Financial Express

Setting up the first regulated, non-profit focused ‘social stock exchange-listed’ social venture fund can be a major milestone for India’s non-profit sector

By Deepti George, Varad Pande
August 11, 2020 | NDTV Profit

Reforms to PSL can have tremendous impact both on regional/sectoral development as well as improving the quality of bank assets.

By Deepti George, Bindu Ananth
August 5, 2020 | FinDev Gateway

Formal credit providers have increasingly gained prominence as a channel for distribution of non-credit products, such as insurance, investment and retirement products, to low-income households in India.

By Sowmini G Prasad, Deepti George
August 4, 2020 | The Hindu Business Line

Personal insolvency needs to be treated as a social insurance option. A mechanism which relies on the interaction between creditors and borrowers must be put in place

July 22, 2020 | ET BFSI

The Reserve Bank of India (RBI) recently allowed financial institutions to on-board new customers using video-KYC.

By Srikara Prasad
July 15, 2020 | NDTV Profit

In this series of columns, members of a drafting team on the Working Group report on Social Stock Exchange detail important recommendations.

July 13, 2020 | NDTV Profit

The Social Stock Exchange is envisioned as the venue that will originate pertinent funding structures for NPOs. One of the main hurdles that non-profit organisations (NPOs) face in securing financing from a wide variety of sources is the lack of robust information about their activities. To mitigate this problem, the establishment of a Social Stock Exchange (SSE) will prompt all NPOs that access capital through it, to submit to a minimum reporting standard.