The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.
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Our opinion editorials are published in newspapers, magazines, and new-age online publications. They are an important tool for public discourse and advocacy. They help us to raise awareness about important issues, and they often provide a platform for perspectives from our researchers, to be presented and to be heard.
The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.
Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions in the operations of banks and business correspondents. But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.
The present government has set great store by micro, small and medium enterprises (MSMEs) and entrepreneurship as engines of growth.
The delivery of government services through the public-private partnership (PPP) model has been a key plank of the government's development agenda.
Our society operates on the basis of trust. We use this trust every day. To build friendships, to buy and sell things, to vote, to claim protection and benefits from the State when they are due.
India's financial sector has been a gung-ho adopter of technology. But design of technology and finance have hardly reflected users’ lived realities.
It provides no guidelines to account for minimum consumption by households, despite Supreme Court rulings on this.
Information from individuals is often stated to be the fuel that will power our new digital economy. As India powers into the information age, a key issue facing policymakers is the regulation of the use of this personal information.
Individuals and households need access to reliable financial services like a safe and accessible place to save and affordable credit.
India is a bank-dominated financial system with about two-thirds of all financial assets in the economy belonging to the banking sector.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
