This research brief aims to synthesize existing evidence on the performance of PMJJBY and PMSBY since their inception, the reasons for low participation in these schemes, and the barriers to their successful implementation.
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Research brief is like a data brief but not necessarily data heavy. Our research briefs synthesize learning of a literature review. We also use this format to present exploratory research and data collected using small scale surveys and qualitative work.
This research brief aims to synthesize existing evidence on the performance of PMJJBY and PMSBY since their inception, the reasons for low participation in these schemes, and the barriers to their successful implementation.
An action project to help financial service providers detect debt distress among their borrowers and administer interventions to alleviate distress.
Under the Center for Customer Protection, Dvara Research has been working on developing a market monitoring tool that leverages social media data to identify customer-facing issues with India’s leading payment infrastructure, the Unified Payments Interface (UPI).
Bad Banks are typically Government sponsored Asset Reconstruction Companies (ARCs) setup with the primary objective of cleaning up bank balance sheets. Unlike private ARCs, the Bad Banks are setup as a one-time measure with the primary objective of reducing the build-up of Non-Performing Assets (NPAs) post a financial or economic crisis.
In this post, we explore how the households’ surplus changed during the nationwide lockdown imposed to curb the spread of COVID-19
In this research brief, we seek to explore the differences in healthcare expenditure between States in greater depth. We study the differences in budgetary allocations for healthcare between States as a proportion of State GDP and as a portion of total expenditure overall.
In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.
This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad
In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.