The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.
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The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.
Banks in India will need to work hard to build a well-functioning ‘internal market’, which at the moment is quite broken.
SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services
By Malavika Raghavan & Srikara PrasadOn August 30, Paytm Mall allegedly suffered a massive data breach after being targeted of a group of hackers. The allegations were made by Cyble, a US cyber-risk intelligence firm. These were immediately denied by Paytm Mall, which, in turn, threatened to take legal action against Cyble. Meanwhile, customers and vendors have no way of verifying whether a breach occurred, or if their data has been compromised,
In this blog post we study the privatisation of grants system in the South Africa
Setting up the first regulated, non-profit focused ‘social stock exchange-listed’ social venture fund can be a major milestone for India’s non-profit sector
Reforms to PSL can have tremendous impact both on regional/sectoral development as well as improving the quality of bank assets.
Formal credit providers have increasingly gained prominence as a channel for distribution of non-credit products, such as insurance, investment and retirement products, to low-income households in India.
Personal insolvency needs to be treated as a social insurance option. A mechanism which relies on the interaction between creditors and borrowers must be put in place
The Reserve Bank of India (RBI) recently allowed financial institutions to on-board new customers using video-KYC.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
