On RBI’s proposed Public Credit Registry and its implications.

Recommendations that financial sector regulators can consider applying on regulated financial services providers in order to improve outcomes for households and enterprises.

Response to the Reserve Bank of India on the Draft Enabling Framework for Regulatory Sandbox

Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards

Without focus by regulators on mis-sale, we put confidence of retail customers at risk

Examining the preparedness of the MSME sector to adopt digital platforms and report on the trends for adoption of IT.

Click here to access the primer on Consumer Data Infrastructure.  Large scale data infrastructures (such as the proposed Public Credit Registry, the GSTN System and the Indiastack) are emerging to support the delivery of financial services in India. This raises questions regarding the role of the State and of the regulation of these infrastructures. The existing […]

Click here to access the primer on Designing Optimal Regulation. The use of technology and personal data in finance is changing the landscape of financial services. This is widening the choice set of financial services available to consumers, through two distinct trends that are enabled by the use of technology (i) the disintermediation of traditional financial […]

Primer on Designing Optimal Regulation – 4th Dvara Research Conference