Independent Research and Policy Advocacy

July 31, 2015 | Dvara Research

This is the first post in our blog series on the concept of financial depth and the various methods to measure it. The introductory post summarizes the literature pertaining to the significance of financial depth.

By Nishanth Kumar, Irene Baby
July 20, 2015 | Dvara Research

The post focuses on the specific differences in client’s response to various aspects and attributes of micro-lending principles and practice, in rural and urban areas. It is based on observations* from the field visits done as part of our regular monitoring visits

By Aryasilpa Adhikari
July 12, 2015 | Dvara Research

This is the third post in our blog series on KGFS Model Incubation.

By Surabhi Mall
June 25, 2015 | Dvara Research

This is the third and final post in our blog series on the Battle of Economic Ideas.

By Ravi Saraogi
June 11, 2015

The IFMR Trust Group has, since 2008, reached over 11 million financially excluded individuals across 24 states and 356 districts in India through its group companies, IFMR Finance Foundation, IFMR Rural Finance, and IFMR Holdings (IFMR Rural Channels and Services (IRCS),

June 1, 2015

On June 1st, 2008, the journey of KGFS began with the inauguration of the first branch of Pudhuaaru KGFS in Karambayam village of Thanjavur district, Tamil Nadu. From its humble origins, today Pudhuaaru KGFS has 87 branches operating in the remote rural regions of Thanjavur district (Thanjavur, Kumbakonam and Pattukottai) serving a total of 1460 villages in the area.

May 29, 2015 | Ideas For India

The Indian government is promoting the Jan Dhan Yojana, Aadhaar and mobile banking – or the “JAM trinity” — as the pathway to financial inclusion. But are banks capable or even willing take on their role in this ambitious agenda? Based on a field study in Chennai, this column highlights the range of costs and constraints imposed by banks on customers attempting to enter the formal financial sector.

By Camille Boudot, A.J. Mowl
May 25, 2015 | Dvara Research, Ideas For India

The Indian government is promoting the Jan Dhan Yojana, Aadhaar and mobile banking – or the “JAM trinity” — as the pathway to financial inclusion. But are banks capable or even willing take on their role in this ambitious agenda? Based on a field study in Chennai, this column highlights the range of costs and constraints imposed by banks on customers attempting to enter the formal financial sector.

By Camille Boudot, A.J. Mowl
May 21, 2015 | Dvara Research

This is the second post in our blog series on the Battle of Economic Ideas. You can read the first post here.

By Ravi Saraogi
May 7, 2015 | Dvara Research

The power of ideas cannot be undermined. While the people and the events linked to them may wither, ideas can live for eternity.

By Ravi Saraogi