Independent Research and Policy Advocacy

May 7, 2015 | Dvara Research

The power of ideas cannot be undermined. While the people and the events linked to them may wither, ideas can live for eternity.

By Ravi Saraogi
April 22, 2015

Sahastradhara KGFS started its operations in the year 2008 with a mission “to maximise the financial wellbeing of every individual and every enterprise by providing complete financial services in remote rural Garhwal”.

April 5, 2015 | Dvara Research

In the previous blog post of the KGFS Model Incubation series, we drew out the implications of mapping the GDP of a branch’s service area on strategic decisions related to district selection, branch potential, product suitability and customer centricity.

By Surabhi Mall
March 24, 2015 | Dvara Research

In the previous post of this series on Event Risk & Loss Estimation, we discussed briefly the motivation and key modules of a framework for estimating capital against event risk.

By Vaibhav Anand
March 9, 2015 | Dvara Research

The Finance Minister, in his budget speech for 2015-16, has announced a new defined benefit pension scheme - Atal Pension Yojanai (APY, henceforth) - for unorganised sector workers who are not covered under any statutory social security scheme.

By Vishnu Prasad, Anand Sahasranaman
March 2, 2015

This is the first blog post in the KGFS (Kshetriya Gramin Financial Services) Model Incubation series.

February 4, 2015 | Dvara Research

Diversification is an effective risk mitigation strategy for portfolio risk management.

By Vaibhav Anand, Ramasubramanian S V
January 21, 2015 | Dvara Research

Generalized Herfindahl-Hirschman Index to Estimate Diversity Score of a Portfolio across Multiple Correlated Sectors

By Vaibhav Anand, Ramasubramanian S V
January 18, 2015 | Dvara Research

The NSE-IFF Financial Deepening and Household Finance Research Initiative is very pleased to announce its final set of proposals selected for funding in this round.

By Dr. Santadarshan Sadhu
December 28, 2014 | Dvara Research

The RBI published the final Charter of Customer Rights for banking customers in December 2014.

By Dvara Research