A few insights from the field on possible reasons for low account usage.
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We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.
A few insights from the field on possible reasons for low account usage.
Insights from the India sample of the Global Findex 2017.
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known. Reform proposals have focused largely on ownership and have issued strident calls for privatization. Even if there was political support for this idea, there are a few important challenges.
The rationale stated by RBI was that this would level the playing field between foreign and domestic banks with regard to these targets, which it does indeed, albeit to the extent that in the short term, now foreign banks may also have to follow strategies similar to those of their domestic counterparts to build their loan books for these subcategories.
As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP.
This blog post does two things. It explains why data privacy matters and why global developments – particularly changes in the law – are going to make it matter.
To mark the occasion we share below a few publications/reports that throw light on the gender-finance equation. If you have a favourite paper or publication that needs to be on this list, please do share in the comments section below.
India has a rich and diverse payments infrastructure. The eco-system of Payment Service Providers (PSPs) has undergone a rapid evolution in India over the recent past with the advances in technology and yet, there still exists hurdles to enabling ubiquitous access to payment services.
I invite you to take a look at the short videos below to get a glimpse of what the new brands mean. We look forward to a new decade of impact and innovations.
Last week, the period for the public to respond with comments on the White Paper of the Committee of Experts on a Data Protection Framework for India (the White Paper) ended. The document was released on 27 November 2017 by the Committee of Experts to deliberate on a data protection framework for the country, established by the Ministry for Electronics […]
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
