Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

November 29, 2013 | Dvara Research

According to the 2011 Population Census data, urban India grew by 90 million people in the previous decade.

By Vishnu Prasad
November 25, 2013 | Dvara Research

How do spatial parameters like distance and accessibility impact financial inclusion? How can an organisation striving to achieve financial inclusion locate itself strategically such that it becomes truly inclusive in every sense of the word?

By Balajee GE
November 22, 2013 | Dvara Research

As a follow-up to our earlier post where we had talked about our first securitisation in the Commercial Vehicle (CV) Finance space, in this post we briefly provide an overview of the industry and discuss the key risk factors affecting the CV industry along with factors that impact the performance of a portfolio of CV loans.

By Ramasubramanian S V
November 15, 2013 | Dvara Research

This post is a follow-up to our earlier post where we had invited public comments on Priority Sector Lending. In this post we seek your thoughts on the theme of Affordable Credit Delivery.

By Anand Sahasranaman
November 12, 2013 | Dvara Research

Madhya Pradesh, with an area of 3.08 lakh square kilometres is the second largest State in India after Rajasthan1. It has a total of 50 districts2, 52,117 inhabited villages3 governed by 23,006 panchayats, and as per the 2011 Census, has a population of 7.27 crore4 with more than 75% of it residing in villages.

By Dr. Aruna Sharma
November 3, 2013 | Dvara Research

This post is a follow-up to our earlier post where we had invited public comments on Payments. In this post we seek your thoughts on the theme of Priority Sector Lending.

By Anand Sahasranaman
October 28, 2013 | Dvara Research

Given the magnitude of investments and expertise needed for sustainable development of urban infrastructure in India, it is essential that there be substantial private sector involvement.

By Anand Sahasranaman
October 18, 2013 | Dvara Research

When you have two systems running in parallel, the hardest part is always managing the interface between the two. Customers don’t usually all migrate to the new system entirely and at the same time, so there is a need for the new system to offer backward compatibility with the older, more established system.

By Ignacio Mas-Ribo, Abhishek Sinha
October 14, 2013 | Dvara Research

Making access to formal payments infrastructure universal is a key component of the overall vision of financial inclusion and the RBI vision document on payments correctly aims towards an economy that is eventually entirely cash less.

By Anand Sahasranaman
October 9, 2013 | Dvara Research

How can policy enable competitive agri-commodity markets thereby also improving the conditions and incentives for farmers and others?

By Sreya Ray, Bama Balakrishnan, Dr. Kshama Fernandes